Terms of Use

1. Educational Purpose

700Ready is an educational credit improvement tool. 700Ready is NOT a law firm, credit repair organization, or financial advisory service. We do not provide legal, tax, mortgage, or financial advice. For such advice, users should consult a licensed professional.

2. No Guarantees

700Ready does not guarantee credit score increases. 700Ready does not guarantee that negative items will be removed from your credit report. Results vary based on individual circumstances. Score estimates and projections are for educational purposes only.

3. Dispute Letters

Dispute letters generated by 700Ready are templates for educational purposes. Users are responsible for reviewing, editing, and verifying all information before sending any dispute letters. 700Ready is not responsible for the outcome of any disputes filed using our templates.

4. Credit Report Upload

By uploading a credit report, you confirm that you are authorized to use the document and consent to its analysis for educational purposes. Do not upload documents you are not authorized to use.

5. User Responsibilities

• Provide accurate information
• Verify all information before taking action
• Keep your account credentials secure
• Use the service in compliance with all applicable laws
• Do not use the service for fraudulent purposes

6. Subscription and Payments

Some features require a paid subscription. Subscription terms and pricing are displayed on the pricing page. You may cancel your subscription at any time.

7. Limitation of Liability

700Ready is provided "as is" without warranty of any kind. We shall not be liable for any damages arising from the use of our service, including but not limited to decisions made based on our educational tools and templates.

8. Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the updated terms.